Wills, Trusts, and Estate planning

Estate planning gives you
a unique and powerful opportunity to provide for your loved ones.

Estate Planning: Create The Documents You Need

We aid Virginia and West Virginia residents with all aspects of estate planning:

  • Wills and trusts (including special needs trusts, minor’s trusts, and charitable trusts)
  • Powers of attorney
  • Advance medical directives
  • Probate Avoidance
  • Tax Avoidance or Reduction

Relational Estate Planning: A Better Approach

We do more than create high-quality wills, trusts, and long-term planning documents. We also challenge the way people view their last days. We encourage people to approach planning for their death from the viewpoint of their important relationships, rather than focusing primarily on their assets. Money is important, but it should be viewed as a tool with which to care for the relationships that matter most. We call this estate planning philosophy Relational Estate Planning and have seen it:

  • bring confidence and peace of mind to our clients,
  • strengthen and encourage their loved ones,
  • and fill them with satisfaction about what they are leaving behind.

“Very Understanding”

The office made my 87-year-old mother comfortable in an otherwise “uncomfortable” topic of discussion. Very understanding and not rushed at all. Would highly recommend.


“Outstanding Job”

Josh did an excellent job assisting us in putting together our Estate and Trust. He was very knowledgeable and informative. He answered all our questions and took the time to ensure we had what we needed.”


What to Expect From Our Four Step Process

Here is how we will get you the plan you need.

estate planning minor children

Step 1: We Listen and Explain

We start by getting to know you. We spend time asking you questions about your relationships, your assets, and your goals, so that we can get an aerial view of your situation. This helps us make the right recommendation about which legal tools will work best for you as you create your Relational Estate Plan. We also give you plenty of time to ask us questions about our philosophy and what the process of planning your estate looks like.

estate planning young family

Step 2: We Develop a Plan to Accomplish Your Goals

After we have spent some time together and we have the details we need, we present you with a proposed plan that accomplishes your specific goals. We list each of the legal and non-legal tools we believe will help you and explain how they function. We then tweak the plan as needed until you are comfortable with it.

estate planning and elder law

Step 3: We Craft Your Estate & Elder Plan

We begin crafting your estate and elder plan, by thoroughly reviewing the information you have given us and drafting the first versions of your legal documents. After we have drafted them, we send them to you for review. We make as many changes as you want, and we exchange the documents with you as many times as necessary until you are confident that they are what you need to accomplish your goals. 

elder law and elder planning

Step 4: We Implement Your Estate & Elder Plan

After you have approved the legal documents, we schedule a time for you to come into our office to sign them. Once the documents are signed, we make electronic copies of the originals for our files, then give the originals back to you in an organized binder. We then instruct you about how to store and use each document moving forward.

“Power of Attorney and Advanced Medical Directive.

Mr. Hummer drew up Power of Attorney and Advance Medical Directive forms for my father and helped walk my father through the process.

Mr. Hummer was very professional and patient throughout the process and was willing to meet us during non-work hours to accommodate our schedule, as we were visiting from out of town and had to make a flight after the signing.

Mr. Hummer made himself available by phone and was very responsive to any questions. I was glad to find him from local references and was very happy with his work.”

Former Client

Estate Planning FAQs

Frequently Asked Questions

What is estate planning?

Estate planning is the process by which you create a plan which will guide management of your estate when you die.

This process may also involve important personal decisions, such as indicating who you would want to be guardian of any children under the age of 18 and authorizing someone to make financial and medical decision on your behalf if you were to become incapacitated.

Estate planning can involve several fields of law including property, wills, trusts, future interests, insurance, employee benefits, healthcare, and taxation.

What is an estate?
“Estate” is the legal term referring to some or all your belongings. It extends to nearly anything that you have ownership of: your house and any other real estate, your car and all smaller personal possessions, the contents of your bank accounts, your share of joint accounts, investments, life insurance, and so on.
When should I write a will?
It’s important to not procrastinate on creating a will or any other estate planning document. Dying without some kind of estate plan means that your property will be divided according to your state’s intestacy laws, risking the distribution of your assets in a manner that may contradict your wishes.

Dying intestate will result in a court-appointed guardian for your children, rather than one that you have specified in your will.

What happens if I die without a will?

Each state has a predetermined process for the division of your assets upon your death if you happen to die without indicating your desires in some form of estate planning (specifically a will). These state laws are called “intestate” laws and differ by state. The following paragraphs will specifically address Virginia’s intestate laws.

If you do not create a will, many decisions regarding your assets will be made by either state laws or the decision of the Circuit court. For instance, if you do not indicate a preference for the guardian of your children under the age of 18, the Circuit court, with reference to Virginia law, will have full authority to determine a guardian.

Following funeral costs, debts, and other expenses, your estate will go to your spouse in its entirety, unless you have children from a previous relationship. If you have children from a previous relationship, they will receive two-thirds of your estate, and your spouse the remaining third. If you do not have a surviving spouse, then the estate will go your children. If you have neither spouse nor children, it will go to your parents. And if your parents are deceased, then to your siblings. If you have no surviving siblings, then your grandparents. If not have no surviving grandparents, then your surviving aunts or uncles. And so on and so forth, per the Virginia Law of Descent and Distribution.

If you wish to alter this process at all, then you must have a legally-recognized will.

What is a will?
A will is a legal document that sets forth your last wishes, regarding the distribution of your property and the care of your children.

In a will, you typically name

1) your direct beneficiaries, who will receive those assets which you explicitly name,

2) your alternate beneficiaries, who will receive the property if the direct beneficiaries were to pass away before you, and

3) residuary beneficiaries (and alternates,) who will receive all property not left to other beneficiaries directly.

After the author of the will passes away, the will goes through probate, the legal process of being proved in court to be legitimate, before it is then implemented by the executor/personal representative/administrator that the author indicated in the will.

What is a trust?
A trust is the entity created by a legal document that is similar to, but more flexible than, a will. A trust can be designed for the administration of the author’s last wishes, but it also allows the author to specify a trustee to manage money or assets before or after he or she passes. Unlike a will, a trust does not go through the probate process.

Further, trusts (unlike wills) can be private and are not recorded in the public records. In order to form a trust, you will transfer your property into the name of the trustee who will manage the trust. You can be the initial trustee.

The trustee will have full ownership and control of all the property in the trust, subject to the terms of the trust agreement. In the trust, you can name the beneficiaries of your assets after you pass, much like you would a will.

If you name yourself as the trustee, you can appoint a successor, who will become the trustee upon your death and be fully responsible for the distribution and management of the estate.

What is the difference between a will and a trust?
A will is a legal document, enforced by a court through the process of probate when someone dies. (See above section: What is a will?)

A trust is also a legal document that can function like a will as a tool for the enunciation of the creator’s last wishes, but can also be used before death and avoids the probate process. (See above section: What is a trust?)

What is probate?

Probate is the process by which a will is proved legitimate in court, at which point the court will appoint a personal representative of the state to gather the assets and distribute them under the supervision of the court.

How do I avoid probate?

You can avoid probate by transferring all of your assets into a trust before you pass, and/or if you meet certain other requirements, like if your estate is under the threshold for the formal appointment of an executor, which is $50,000.00 for the full value of your estate in Virginia.

How much does writing a will typically cost?

The cost of writing a will can vary widely based on how complicated the estate the estate’s assets are. Simple estates are much easier to put together than complicated estates and, as a result, cost less to create. To the extent that an estate plan includes trusts, businesses, etc., the cost can increase.

What is a financial Power of Attorney?

The financial power of attorney is the legal document which allows someone to make financial decisions for you if you were to become incapacitated, incompetent, or otherwise unable to communicate. This can be helpful if you have ongoing bills or other financial problems that will need to be managed by someone in the event of your incapacitation, incompetency, or inability to communicate.

What are the taxes on my estate?

There are several forms of taxes on any estate. In Virginia, probate taxes are applied to any estate. Virginia probate taxes are $1.00 per $1,000.00 of the estate, or 0.1%. Localities may also impose a probate tax equal to 1/3 of the state probate tax.

There is a federal tax of 40% (in most cases) of all estates which are over an exemption amount currently set at $12.92 million.

Also, the beneficiaries of an estate may be responsible for income taxes on any amounts from an IRA, 401k, or other benefit or retirement plan owned by the decedent.

What is an executor/administrator/personal representative?

A personal representative (also known as an executor) is an individual or individuals appointed as part of the probate process. Their duties include collecting the decedent’s estate, reporting to the court, and then distributing the estate in accordance to the decedent’s will or if he dies without a will according to the intestacy laws of the state.

How do I appoint a guardian for my children?

In Virginia, you can appoint a guardian in your will who will gain custody of the children after both of the child’s biological parents have passed.

While a court can overrule a guardian selected in a will, courts are required to give great weight to the preferences of the parents regarding their choice of guardian.

What is an advance medical directive or living will?

An advance medical directive, or living will, is the legal document that both (a) allows you to specify what type of medical treatment you want if you are unable to communicate or decide and (b) allows you to appoint someone else to make medical decisions for you if you were to become incapacitated, incompetent, or otherwise unable to communicate.

What is the process if I use you for my estate plan?

If you would like to retain us in preparing to assist you with your estate plan, please contact us here. We will set up a time for a consultation to discuss your wishes and the estate planning documents that you need.

We will then prepare the documents and give them to you for review. Once they are acceptable, we will schedule a time for you to come in to execute them in the legally required fashion.

Estate Planning Blog

Estate Planning as Part of Retirement

Estate Planning as Part of Retirement

It is a good rule of thumb to continually update your estate plan after a major life change. Significant life changes come at different times, look different for everyone, and can apply to many stages in life. A significant life change can be anything that...